You’ll typically need proof of income (W-2s, tax returns, or pay stubs), credit history, bank statements, and identification. Additional documents may be required depending on your loan type.
How do VA and USDA loans work?
VA loans offer no-down-payment mortgages for eligible veterans and active-duty military members. USDA loans provide low-interest mortgages for qualifying rural homebuyers with little to no down payment.
What are the benefits of refinancing?
Refinancing can lower your monthly payments, reduce your interest rate, shorten your loan term, or allow you to access your home’s equity for other financial needs.
How does a reverse mortgage work?
A reverse mortgage allows homeowners 62 and older to convert home equity into cash while remaining in their home. Payments are deferred until the home is sold or the borrower moves out.
